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Cost Segregation

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Agents Available Nationwide.

Nieman Financial Directors.


Hunter Nieman

Vice President


Hunter is a business major with 7 years experience in the financial services industry.  He is a father of 2 beautiful girls.  He has a strong relationship in the hospitality and Indian community.  He believes in being an advocate for business owners who have put their life's work into their businesses.  Hunter has developed lasting relationships with a variety of hospitality organizations and has been a helping them to achieve their financial goals.


David Guenette Jr.

Case Design Director


20+ Years experience in the Financial Services industry.  

The principal of the agency, he has developed relationships with the top agents who are most qualified to help in reducing taxes and putting them to work for business owners.  Dave was instrumental in developing the Legacy Advantage Program.  He understands the fundamentals of case design and has proven that the program not only works but has built futures for his clients, and they are willing to provide testimonials. 


Rosana Cueto

Logistics Director

Direct: 561-502-4139
Office: 561-502-2407

E-Fax: 561-491-6850

Team Members


Leandro (leo) Fernandez



Consistent and competent, Leandro Fernandez is truly committed to presenting innovative strategies for his clients that meet their needs and objectives, while ensuring those strategies are in the clients’ best interests every single time. His drive comes from the passion to do what’s right and help families create better financial futures. Leandro partnered with Nieman Financial to work with hotel owners. There is a tremendous need to help hotel owners secure their financial futures. There are high levels of risk when acquiring or renovating hotel properties. Leandro focuses on strategies that allow his clients to leave a lasting legacy utilizing tax savings from the properties they already own. These strategies come highly recommended by hotel owners and CPA's nationwide. Leandro attended the School of Engineering at Manhattan College, is professionally licensed in multiple states and is a Certified Financial Education Instructor (CFEI). In his downtime, Leandro enjoys reading and exercise to keep his mind sharp. 


Ron Goss




Danilo (Dan) Gomez



Danilo Gomez is an insurance and financial consultant that specializes in Retirement, Business, and Estate Planning. His main focus is to service small to medium size businesses and respond to their financial needs and goals, especially those of the owners. He has been successfully doing this for twenty-four years. In the retirement planning arena, he offers clients unique non-qualified tax-free retirement alternatives. He also has extensive knowledge in qualified retirement plans, such as 401k, IRA, and Roth IRA. Mr. Gomez also services the business market by offering company employee benefits such as group health, dental, life, disability insurance, and Risk Management Business Solutions. Mr. Gomez has been working the South Florida and the Foreign National Insurance markets, simultaneously since 1995. Helping foreigners establish businesses in South Florida and handling their unique insurance needs has given him valuable and diverse experience. Mr. Gomez started his insurance career after graduating from The University of South Florida in Tampa, where he received a bachelor’s degree in Industrial Engineering. He worked as a Fire Protection & amp; Loss Prevention Engineer for Industrial Risk Insurers and Factory Mutual Engineering. These companies are two of the largest commercial and industrial risk insurance consulting firms in the country. He worked in the Factory Mutual Research and Development facility implementing fire protection systems. Several years later, his abilities lead him to work as an underwriter analyzing industrial risks, but he wanted to be more directly involved with clients. He then decided a more exciting career path. Insurance & Financial Consulting Services and Sales became his passion and has never looked back since then. Born in Habana, Cuba, he has lived in seven different countries, throughout South America, settled in the United States, and currently resides in Weston, Florida. Mr. Gomez is fully bilingual in Spanish and English and is currently working to become a Certified Financial Planner.

Team Members


Ira Richardson




Ira Richardson helps business owners, their Families, their Employees and Families, Non-Profits they champion, and their Legacy. Ira is a Chartered Retirement Planning Counselor℠ (CRPC) with 19 years of experience, US Airborne (Air Assault) Army Retired, Securities Registered Investment Advisor (RIA), and Commercial, Workers Compensation, Life, Health and Annuity Insurance Licensed Agent based in Jacksonville Florida. Ira serves all 50 states, 3 US territories and International Persons residing in the United States. Ira has lived or worked in 62 countries.

Ira earned a MS Finance from Louisiana State University (LSU) at Baton Rouge and graduated the US Army Command & General Staff College (CGSC) at Fort Leavenworth. He is married 32 years to his US Army Reserves (USAR) Colonel Retired Registered Dietitian (RD) MBA spouse and father to our two Eagle Scout sons.


Richard Moravek



Richard Moravek is a CLU, which is an industry designation that requires 10

advanced classes in Retirement Planning, Planning for Business Owners, Estate Planning, Life and Disability Insurance Planning, Investments, and more. He also has 15 years of experience with another major mutual life insurance company. Richard also understands commercial real estate as he was a Senior Associate with Marcus and Millichap, a national investments sales commercial real estate firm. Some of his recommendation to owners, instead of selling, is to use cost segregation engineering studies to accelerate depreciation and have commercial real estate owners receive higher tax deductions. Today he helps these owners protect the money they save and helps them with investment and insurance options. Family and Business Protection and Asset accumulation are his main areas of focus. Depending on the state, he positions owners in assets free from the claims of creditors in the event of lawsuit. He and his team work on a national basis. He will be presenting several other informative webinars in 2019, leading up to the AAHOA national convention in 2019, and looks forward to meeting you there. Richard graduated from West Virginia University with a Bachelor of Science Degree in Civil Engineering, and a Master of Science degree from Stanford University in California in 1981.


Lawrence Goldstein



Larry has been privileged to work with over 1,000 individuals and

families throughout south Florida over the past 10+ years. Many of

these people are close to retirement age, but their financial portfolios

were NOT ready for a retirement that could last 25-30- years! Larry

has worked diligently helping people protect their assets from market

downturns and create lifetime income plans that people are ensured

to never outlive! This has been Larry’s passion. He has been quoted

and interviewed on numerous media outlets, educating people that the

“status quo” has major flaws and no one should have be subject to, or

experience a severe market downturn as we saw in 2008-09!

Larry feels so rewarded to help enable his clients find income they did

not know they had by maximizing their Social Security income as well

as other income from their 401ks, IRAs and Savings. Larry graduated from American University in Washington D.C. with a Masters Degree in Finance. Larry Goldstein lives in Boca Raton, Florida with his 18 year old twins and enjoys boating and is active in numerous charitable causes. Securities offered through Tucker Asset Management, LLC member FINRA/SIPC. Advisory services offered through Meridian Retirement Solutions, a Registered Investment Advisor.

Team Members


Sam Talbert




Registered Investment Advisor (RIA) Rep, Licensed Life and health insurance agent, Legal Insurance rep, Licensed Life Settlements Agent You know how everyone wants to make more money on their money and reduce their taxes, all while while taking less risk.  Well that's what I and my associates help our clients do. I have a deep financial background based in banking, Lending, insurance and investments, having served 29 years in the financial services business. I have served as the Branch Manager for a national banking and lending organization, as well as all positions, including Regional Vice President for several large national Insurance companies,  including Pioneer Financial Services/ Design Benefit Plans, Conceco/Bankers life and American Medical Security, which is now United Healthcare. I am licensed with many of the best insurance companies nationally, but I work for my clients, not just an insurance company. I am a Registered Investment Adviser Rep and Managing Director with Capital Markets IQ llc (CMIQ), a national Registered Investment Advisory firm.  CMIQ is a specialty RIA that has a number of proprietary investment programs that regularly outperform their benchmarks indexes, in addition to the well known index, mutual funds and other investments that are regulars we all know and use. CMIQ serves as wealth managers and advisors for clients nationwide. I am one of the managers with Safe Money Advisors llc, specializing in using insurance based programs to bring the safety, tax benefits and peace of mind for our clients that insurance can provide.  I also serve with other great planning companies, such as Nieman Financial, working to reduce business owners taxes now, and in the future, while building tax free retirement accounts, using unique specialized programs based on some new and some old, but not widely known tax laws, that are IRS and CPA compliant. I and my associates,  use individually customized investments and safer wealth planning strategies, to help our clients  meet their goals and achieve their dreams for their business, family and retirement. We achieve this by teaching them, and helping to increase their returns and reducing their risk, using  the right tools to achieve the results they need, so they can live their lives with the peace of mind and confidence that financial security provides. My 29 years of well rounded experience, working in the financial services field gives me knowledge and experience few have.   I put that experience, and the knowledge that comes with it, together with some of the best and brightest associates in the investment, Insurance and Estate planning field, to bring my clients the best results, returns and peace of mind.


Dino Burlos

Justin Adcox

Agent Coordinator


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Nieman Financial

1460 Boyds Creek Highway, Seymour, Tennessee 37865, United States

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